Satyakam Singhal

Product-minded Software Engineer — Fintech Infrastructure & AI Systems

Gurgaon, IN· satyakam068@gmail.com· +91 63981 95753· linkedin.com/in/satyakamsinghal· github.com/satyakam7· github.com/fl-satyakam· saty.codes

Summary

Full-stack engineer (IIT Delhi) with 4+ years building lending infrastructure and AI systems at high-growth startups. Founding engineer at CirclePe (acquired by Crib) — took a consumer-lending platform from zero to ₹20Cr+ disbursed while leading an 8-person team; now building AI-native credit-assessment systems at Recur Club. Equally at home owning the architecture and the business outcome.

Experience

Software Engineer — Recur Club

Oct 2025 – Present

India's largest debt marketplace for startups (₹3,000Cr+ deployed) — core engineer on AICA, the AI credit-assessment platform

  • Built a template-driven document-generation platform (template registry, versioned variable catalog across company/financial/GST data, audit trail, PDF/DOCX export) — cut new document-type rollout from 2–3 weeks of engineering to same-day configuration.
  • Led migration of the platform's rich-text editing core across every document surface after auditing 19 recurring defect classes — server-side PDF export, DOCX import, AI-assisted drafting, and a bounded autosave pipeline; eliminated the platform's largest source of user-reported bugs.
  • Cut underwriting data costs by making compliance screening (legal/AML/bureau) configurable per partner (~20–30% fewer third-party API calls) and moving bank-statement ingestion on-demand — ending vendor spend on leads that never convert.
  • Revamped the lender-facing due-diligence report: 20 sections restructured into lender narrative order, per-partner configurability without code releases, 30% faster load.
  • Resolved 90+ production incidents across Java/Spring Boot, Node, and Python microservices; built multi-agent LLM pipelines for SDLC and QA (architecture→implementation→review orchestration, API test automation) used by the team daily.

Technical Lead, Founding Engineer — CirclePe acquired by Crib

Jan 2023 – Oct 2025

Third hire at a consumer-lending fintech; owned the platform end-to-end through to acquisition by Crib (proptech)

  • Architected the lending platform from scratch — onboarding journey, database design, KYC/AML integrations, CI/CD, and business-rule engines for real-time credit decisioning on 100+ data points.
  • Scaled to ₹20Cr+ lending volume and 1,000+ active loans; led an 8-person team and onboarded 20+ B2B partners through a self-serve SaaS dashboard and plug-and-play lending SDK.
  • Cut third-party API costs 50% with a data-standardization, caching, and fallback layer (Redis, S3, DynamoDB) — plug-and-play vendor onboarding and stronger fault tolerance.
  • Grew Google impressions 100K → 6M+/month and organic traffic 0 → 10K/month by engineering a programmatic-SEO pipeline over real-time property data — brand growth at zero acquisition cost.
  • Stood up platform-wide observability (PostHog, SigNoz): real-time alerts, crash monitoring, and performance tracing for proactive incident resolution.

Python Developer Intern — AT&T

Mar 2022 – Dec 2022
  • Cut bulk OCR document processing from 12 min to under 2 min per 30-page PDF by parallelizing OCR tasks and caching redundant executions on AWS Lambda.
  • Replaced a paid Azure API with an in-house multilingual NLP transliteration engine — recurring cost to zero, several-fold faster, no accuracy tradeoff.

Projects

Recall

Shared long-term memory for AI coding agents — a multi-user knowledge graph with per-person attribution, semantic search (pgvector + Vertex AI embeddings), and a force-graph explorer. Cloud Run + Cloud SQL.

DiagramOS

Visual Mermaid editor with bidirectional canvas ↔ code sync, AI-powered natural-language editing, and a built-in MCP server — Next.js 15, React Flow, Monaco.

Current explorations

Work-context knowledge graphs for AI agents (bi-temporal graph over IDE/docs/conversations) and a self-improving SLM fine-tuning pipeline (Qwen, SFT → DPO → GRPO).

Education

Indian Institute of Technology, Delhi — B.Tech

2019 – 2023

Research: co-authored LSTM-based flood-prediction work presented at AGU 2020; summer research at UCL (deep learning for neuroscience).

Skills

Languages: Java, TypeScript/JavaScript, Python, C++, SQL

Backend: Spring Boot, Node.js (NestJS, Express), FastAPI, microservices, MongoDB, PostgreSQL, Redis, DynamoDB

AI & Agents: LLM systems, MCP servers, multi-agent orchestration, RAG & knowledge graphs, fine-tuning (SFT/DPO), PyTorch

Frontend: React, Next.js, Vue, Angular

Cloud & DevOps: AWS (Lambda, S3, SQS/SNS), GCP, Docker, CI/CD, Linux, PostHog, SigNoz